Bank On

Yakima County

Earned Income

Tax Credit



Credit Counseling


Budget Coaching






Having a safe place to keep your money is very important, especially in today’s economy.  Bank On Yakima County now offers the opportunity to open a free or low-cost checking and/or savings account at partnering financial institutions for those who may not otherwise qualify.

To participate in the program, go to a branch or a participating financial institution and inform the teller you are interested in the Bank On program.  You will be informed of the requirements of the program, and your situation will be discussed.  If you are approved, your account will be opened.


Our participating financial institutions are:


       Banner Bank

       HomeStreet Bank

       Key Bank


       U.S. Bank


       Yakima Federal Savings and Loan Association


Branches near you

The Earned Income Tax Credit (or EITC) is a credit for people who do not earn high incomes.  EITC can reduce your taxes and result in a refund.  In simple terms, workers keep more of what they earn.


The YCABC promotes the EITC because:

• It reduces the number of families living in poverty.

• The EITC is responsible for lifting more children out of poverty than any other federal program.

• Promotes work. EITC makes work more attractive than Welfare programs and helps many families make the transition from public assistance into the labor force.

• Helps low-income families build assets.  The potential for significant cash payments to be received in tax credits provides a strategic link to introduce various asset building opportunities.

For the last several years, AARP has partnered with YCABC to provide free tax preparation sites in several locations throughout Yakima County, Ellensburg, and Goldendale.  AARP Tax-Aide volunteers are IRS certified as tax preparers and can do manual reports as well as e-Filing, depending on what the tax payer needs.


During tax season, sign up for an appointment by calling 2-1-1.


For information on becoming a tax preparer contact ……


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For a calendar of events, please visit www.bankonyakima.org

Class topics include budgeting and credit basics, building new or repairing damaged credit, bankruptcy recovery and the homebuyer education.  Entrepreneurship and business development programs are also offered. Live classes at varying times and webinars are available to all ages in English and Spanish languages.

Homebuyer Education:

Rather you've purchased a home before and need a refresher course or you are a first time homebuyer, this course if for you!  Learn the fundamentals of purchasing a home from a credit counselor, mortgage lender, Realtor, appraiser, and title/escrow officer.  Washington State Housing Finance Commission certificates will be issued to attendees who complete the session. 
Classes are held at the Yakima Association of Realtors, 2707 River Road, Yakima.  For more information call 509.457.8191


Financial Fitness Course

You will receive 8 hours of classroom instruction covering all aspects of budgeting, banking, credit and credit scores in addition to 4 hours of lab time.  Trained volunteers will be available during lab time to assist you with such things as bill organizing, understanding your credit report, reconciling your checking account etc.  

Note:  Please register by calling Love INC Yakima -- 509-453-0214   Web:  http://loveincyakima.org/events/


Junior Achievement of Washington

Our programs are designed to teach young people in grades K - 12 about business and economics, financial literacy, and career development, and our goal as an organization is to better serve this community by inspiring students -- our future work force -- to improve the quality of their lives.  For information about programs contact Julie Byers Program Manager - Central WA (509) 853-1245 julieb@jawashington.org.


  Love INC, Yakima is a clearinghouse that connects people in need with local resources
                   * TEAM Program      *1year free financial coaching with earned incentives such as groceries and gas
                Call 509-453-0214                 Website:  LoveINCYakima.org

*Business Education Seminars               *Business Plan Development  
                              *Business Incubator                *Access to Capital
              Call: 509-453-5133   Website:  RCDR.Biz

   Empowering young people to own their economic success
                             *K-12 Programs - Work Readiness       *Entrepreneurship       *Financial literacy skills
               Call 509-853-1234                      Website:  JAWashington.org
Bringing hope to life, especially for those most in need.
                      *Affordable Housing    *Financial Literacy Classes     * Homeownership Program
              Call: 509.853.2800                     Website:  CCHSYakima.org

  Serving Veterans and family members in Yakima County
                                       *Case Management        *Financial Coaching           *Essential Needs
             Call: 509-574-1528                   Website:  YakimaCounty.US/Veterans

         *Emergency Food & Utility Assistance *Housing * Weatherization &Home Repair
                                               *High School Equivalency Program   *Employment Training
              Call: 509-248-6751 Website: YVOIC.org      


  Find out what services are available to you from a broad range of federal, state and local resources.        
                                                    * Schedule your free tax preparation appointment
              Call: 211            Website:  WIN211.org





Individual Development Accounts (IDAs) are special savings accounts that match the deposits of low- and moderate-income people. For every dollar saved in an IDA, savers receive a corresponding match which serves as both a reward and an incentive to further the saving habit.


Savers agree to complete financial education classes and use their savings for an asset-building purpose – typically for post-secondary education or job training, home purchase, or to capitalize a small business. In addition to earning match dollars, savers learn about budgeting, saving and receive additional training before purchasing an asset. IDAs make it possible for individuals to build the financial assets they need to achieve the American dream.

Catholic Charities Housing Services will soon launch their IDA program for housing.  For more information contact Bryan Ketcham bketcham@cchsyakima.org.


A microenterprise is a business that has five or fewer employees, requires $35,000 or less in initial capital and doesn’t have access to traditional commercial loans. Microenterprises start small, but can grow into large businesses.


Microenterprise is a part of every industry

• Professional Services

• Retail

• Technology

• Trades

• Crafts/Arts

• Manufacturing

• Childcare

• Environmental

• Agriculture/Farming

• And More


Microenterprise in WA*

• There are 486,504 microenterprises in

WA, accounting for 17.4 % of all

employment in the state.

• Microenterprises employ 80,273 rural

employees (20.6%) and 568,573 urban

employees (17%) .

• Microenterprises represent 86.51% of all businesses in Washington


For more information or questions, call 2-1-1 or email dpalmer@ywcayakima.org. Meetings by appointment only.

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